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Happy Money

Head Of Credit & Fraud

Remote · USA · Full time · Senior level

$220k–$260k / year

About the role

Lead credit and fraud risk strategy for lending business. Balance growth and losses to maximize risk-adjusted returns through credit cycle.

What you’ll do

• Own credit and fraud strategy and policy across customer lifecycle. • Set credit risk appetite and translate into policy and loss targets. • Lead test-and-learn agenda with clear success metrics. • Recruit and lead high-performing credit and fraud team. • Partner with executives and capital partners on credit decisions.

What you’ll bring

• 12+ years financial services experience. • 8+ years credit risk experience. • Experience owning fraud risk strategy and controls. • Proven leadership of remote, multidisciplinary teams. • Strong data-driven decision making and executive communication.

Life at Happy Money

Generous medical, dental, vision insurance and 401k with match. Eligible for bonus and long-term incentives. 12 weeks paid parental leave. Monthly tech stipend for remote work.

About Happy Money

Happy Money is a consumer finance company providing simple, transparent loans through a proprietary digital lending platform. It partners with financial institutions to help consumers achieve financial goals.

Posted 6 hours ago